I had only paid one premium and before the next premium was due I called to cancel and request my premium be returned. I was told that I could not get the premium returned because that had to be done within the first 30 days of the policy.
PureTalk USA - Best for Heavy Talk and Text There are any number of reasons why you might want to avoid a traditional phone plan, whether you have a low credit score, hate the idea of locking yourself into a two-year contract, or simply desire more flexibility from your provider.
Prepaid phone plans give you the freedom to pay only for what you use and generally offer lower prices for coverage. PureTalk USA also includes a bonus MB of data so you have the ability to connect if you need it, all while charging less for service than basic talk and text plans from the competition.
MetroPCS also claimed our top spot for customers shopping for the whole family. How We Found the Best Prepaid Phone Plans We started with 23 of the top nationwide prepaid phone companies based on market share, reliability, and general popularity.
This naturally included each of the Big Four carriers: These four operate the major cellular networks used by just about every service provider in the industry, including mobile virtual network operators MVNOs like Ting and Straight Talk Wireless. Mobile virtual network operators MVNOs are smaller providers often subsidiaries of the Big Four that piggyback off the major networks by exchanging speed for price: MVNOs can offer lower rates on plans because they throttle speeds after you exceed your data limit, or allow the major companies to prioritize their own customers during periods of network congestion.
Still, this enables MVNOs to offer low rates on plans with greater flexibility for their customers, and guarantees that network coverage will be as extensive for prepaid customers as it is for those on traditional contract plans. We evaluated each company based on the number, sizes, and prices of plans, prioritizing those providers that offer a variety of choices for their customers: Our research showed that most prepaid phone users are looking for one of these features — high data capabilities, simple talk and text plans, or family packages — so we divided up our research process according to the user.
For data fiends — customers who use their phones all day streaming videos, playing games, uploading photos, and listening to music — unlimited data and high cutoffs before slower speeds will be the most important qualities to look for.
The limit of unlimited data No matter which provider you choose, your unlimited plan does actually have limits. High speed coverage is only guaranteed up to a certain usage level, after which point speeds may be reduced to prevent network congestion for customers using the network operators. The key is finding a plan that offers high data limits before service is deprioritized.
For these users, we looked for companies that allow you to choose from a range of plan sizes and prices, prioritizing companies with low rates per minute and the ability to pay for only what you use. That meant cutting well-known prepaid operators like Cricket Wireless, which only offers one plan for talk and text, in favor of providers like T-Mobile, which opts for a pay-per-use structure with low rates for minutes and messages.
Fortunately, most carriers are now moving to individual data allotments, guaranteeing that your data is actually yours and avoiding those family feuds. For all categories, we looked at the types of plans from each company. And since many customers are drawn to prepaid plans for the comparatively low prices, we favored companies that provide the best value: All of our top picks come with fast speeds, wide coverage, reliable networks, and a range of plans for different customers, so you can feel confident knowing that all of them will be able to serve your needs.
Coverage has the biggest impact in your daily prepaid phone experience. After checking coverage, the plan for you will depend on your habits:Discover the wonderful world of Globe Postpaid.
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